The Best Affordable Senior Housing Options in the Bay Area

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Finding affordable senior housing in the Bay Area can feel daunting, especially in a region where housing costs are some of the highest in the country. But for older adults living on fixed incomes, there are income-restricted, subsidized, and nonprofit-operated communities in cities like San Jose, Santa Clara, Cupertino, Sunnyvale, and more. These residences provide not only affordability, but safety, accessibility, and—most importantly—a sense of community.

As a REALTOR® helping seniors and their families navigate housing transitions in Silicon Valley, I’ve toured many of these communities and talked to residents about what life is really like there. Below, I’ve compiled some of the best affordable senior housing communities in the Bay Area, including unit details, who each is best for, and why residents love them.

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1. John Burns Gardens

Address: 2555 S. King Rd, San Jose, CA 95122

Website: firsthousing.org

Units: 100

Best for: Seniors in East San Jose looking for a quiet, landscaped campus.

Why people love it: It offers peaceful surroundings, updated apartments, and close access to shopping and public transit.

2. Cypress Gardens

Address: 2581 S. Bascom Ave, Campbell, CA 95008

Website: eahhousing.org

Units: 125

Best for: Campbell-area seniors wanting to age in place near family.

Why people love it: Known for its well-maintained grounds and attentive on-site management.

3. Girasol Senior Apartments

Address: 1710 Alum Rock Ave, San Jose, CA 95116

Website: charitieshousing.org

Units: 75

Best for: Low-income seniors, especially those with Spanish-speaking backgrounds.

Why people love it: The location is central and walkable, and it includes culturally inclusive support services.

4. Lenzen Gardens

Address: 893 Lenzen Ave, San Jose, CA 95126

Website: sanjoseca.gov

Units: 94

Best for: Seniors looking for centrally located housing near public services.

Why people love it: It offers a tight-knit community and proximity to public transportation, shopping, and health care.

5. Sunset Gardens

Address: 7750 Wren Ave, Gilroy, CA 95020

Website: eahhousing.org

Units: 75

Best for: South County seniors wanting a more rural lifestyle with affordability.

Why people love it: Residents appreciate the quiet surroundings and family-friendly atmosphere.

6. Monte Vista Gardens Senior Apartments

Address: 2605 La Hacienda Ct, San Jose, CA 95127

Website: charitieshousing.org

Units: 144

Best for: Seniors who want newer construction and modern amenities.

Why people love it: Well-designed units with elevators, secure entry, and plenty of daylight.

7. Morrone Gardens

Address: 801 N. 13th St, San Jose, CA 95112

Website: jsco.net

Units: 102

Best for: Seniors seeking access to downtown San Jose and nearby services.

Why people love it: The community is active, friendly, and supported by long-time staff.

8. Villa Hermosa

Address: 1640 Lucretia Ave, San Jose, CA 95122

Website: firsthousing.org

Units: 100

Best for: Seniors needing easy access to community health centers and shopping.

Why people love it: Beautiful gardens and thoughtful on-site programming.

9. Parkside Glen Senior Apartments

Address: 800 N King Rd, San Jose, CA 95133

Website: charitieshousing.org

Units: 80

Best for: Vietnamese-speaking seniors and those needing accessibility features.

Why people love it: Multilingual services and a peaceful, secure setting.

10. Sobrato Transitional Apartments for Seniors

Address: 2114 Senter Rd, San Jose, CA 95112

Website: life-moves.org

Units: 50

Best for: Seniors exiting homelessness or at risk of housing loss.

Why people love it: Wraparound services, mental health care, and supportive staff help residents thrive.

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11. Bella Terra Senior Apartments

Address: 2355 Rue de la Salle Dr, San Jose, CA 95116

Website: midpen-housing.org

Units: 64

Best for: Fixed-income seniors who want energy-efficient apartments.

Why people love it: LEED-certified building, great natural light, and easy public transportation access.

12. Rivertown Senior Housing

Address: 350 E Main Ave, Morgan Hill, CA 95037

Website: charitieshousing.org

Units: 40

Best for: Seniors in South Santa Clara County.

Why people love it: Plans for expansion will bring more units and community services to the area.

13. Villa San Pedro

Address: 635 S. Bernardo Ave, Sunnyvale, CA 94087

Website: jsco.net

Units: 83

Best for: Catholic-affiliated or faith-based seniors, though open to all.

Why people love it: Quiet, safe, and beautifully maintained by a mission-driven nonprofit.

14. Eagle Park Senior Apartments

Address: 2510 W El Camino Real, Mountain View, CA 94040

Website: midpen-housing.org

Units: 67

Best for: Seniors in the North County area looking for independence and affordability.

Why people love it: Excellent walkability, nearby clinics, and a welcoming management team.

15. Avenidas Senior Residences

Address: 450 Bryant St, Palo Alto, CA 94301

Website: avenidas.org

Units: 30

Best for: Seniors with ties to Palo Alto and very low incomes.

Why people love it: Prime location next to Avenidas Senior Center and walkable to downtown.

16. Clarendon Street Apartments

Address: 201 Clarendon St, San Jose, CA 95116

Website: midpen-housing.org

Units: 60

Best for: Bilingual households and seniors seeking multicultural community.

Why people love it: Supportive environment, close to East San Jose amenities.

17. Morrill Apartments

Address: 1800 Morrill Ave, San Jose, CA 95132

Website: sanjoseca.gov

Units: 40

Best for: North San Jose seniors who need a smaller, quieter community.

Why people love it: Clean, simple, and close to supermarkets and transit stops.

18. Sunset Square

Address: 2080 Alum Rock Ave, San Jose, CA 95116

Website: charitieshousing.org

Units: 50

Best for: Low-income seniors who want central access to services.

Why people love it: Residents appreciate the bilingual staff and active calendar of events.

19. Cecil White Center (Senior Studios)

Address: 408 N 15th St, San Jose, CA 95112

Website: abodeservices.org

Units: 25

Best for: Seniors exiting homelessness or unstable housing.

Why people love it: On-site case managers and strong resident support services.

20. Fair Oaks Plaza

Address: 660 S Fair Oaks Ave, Sunnyvale, CA 94086

Website: jsco.net

Units: 100

Best for: Sunnyvale residents on fixed incomes.

Why people love it: Clean units, lots of greenery, and a vibrant community atmosphere.

Conclusion

Affordable senior housing in the South Bay is more attainable than you might think—it just takes persistence, preparation, and knowing where to look. If you’re ready to explore your options or need help navigating the application process, I’m here to help.

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About the Author
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I've been helping my clients get rich in Bay Area real estate since 2003. My decades of hard-won experience in the Silicon Valley real estate market provide sharp insights and invaluable lifestyle knowledge, empowering clients to make confident, informed decisions when selling, buying, or investing. Contact me to make your next move the best one yet.