Terms of Service

How this site works, what you can expect from us, and what we expect from you.

Effective date: February 3, 2026

Welcome to SebFrey.com (“Site”). By accessing or using this Site, you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Site.

1) Who we are

SebFrey.com is operated by Sebastian "Seb" Frey (“we,” “us,” “our”). The Site provides real estate education, market commentary, neighborhood information, and resources for homeowners and consumers in the San Francisco Bay Area and surrounding regions.

2) Educational information only — not professional advice

All content on this Site is provided for general informational and educational purposes. It is not legal, tax, accounting, investment, or professional advice. Real estate decisions can have significant financial and legal consequences, and every situation is different.

You should consult appropriate professionals (attorney, CPA, financial advisor, inspector, contractor, etc.) before acting on any information from this Site.

3) No agency relationship created by using the Site

Using this Site, reading articles, downloading resources, subscribing to email updates, or contacting us through a form does not by itself create a real estate agency relationship. Agency relationships are created only through a signed written agreement (where required by law).

4) Accuracy, timeliness, and market conditions

We work hard to publish helpful, accurate information, but real estate markets and regulations change quickly. Content may be incomplete, out of date, or based on sources we believe to be reliable at the time of publication.

  • Market data, pricing examples, and commentary may reference third-party sources and may not reflect the most current conditions.

  • Any examples are illustrative and not a promise of results.

  • You agree to use the information at your own risk.

5) Transparency, credibility, and content standards (E-E-A-T)

We take trust seriously and aim to publish content that is accurate, useful, and transparent:

  • Experience & expertise: Content is created by Seb Frey and may include real-world insights from local market experience, transaction patterns, and common client questions.

  • Sources: When we reference statistics, laws, forms, or third-party research, we aim to cite or name the source and encourage you to review the original material.

  • Opinions vs. facts: Some posts include analysis or opinion. When we speculate or interpret trends, we do our best to state that clearly.

  • No guarantees: Real estate outcomes vary based on property condition, pricing, location, timing, financing, and broader market conditions. We do not guarantee specific results.

6) Privacy, cookies, and your information

Your use of this Site is also subject to our Privacy Policy: 

In general:

  • If you submit information through a form (e.g., requesting a consultation, valuation, or resource), you agree that we may use the information to respond to your request and communicate with you as described in the Privacy Policy.

  • The Site may use cookies and similar technologies to improve performance, measure traffic, and support marketing/analytics, as described in the Privacy Policy.

7) Communications (email, phone, SMS)

If you submit your contact information, you agree we may reach you by email, phone, or text regarding your request.

  • Email: You can unsubscribe at any time using the link in any marketing email.

  • SMS (if applicable): Message and data rates may apply. You can opt out at any time by replying STOP.

8) Third-party links and resources

This Site may link to third-party websites (MLS resources, government sites, lenders, vendors, publications, etc.). We do not control those websites and are not responsible for their content, accuracy, security, or privacy practices. Links do not imply endorsement.

9) Affiliate links, sponsorships, and referrals

From time to time, we may recommend products, services, or vendors. Some links may be affiliate links, meaning we may receive a commission if you purchase through the link—at no additional cost to you. If a post is sponsored or includes paid placement, we will make that clear.

You are responsible for evaluating whether any recommendation is appropriate for your needs.

10) Intellectual property

Unless otherwise stated, all content on this Site—including text, graphics, logos, images, videos, and downloadable resources—is owned by SebFrey.com or used with permission and is protected by intellectual property laws.

You may view and share links to our content for personal, non-commercial purposes. You may not copy, reproduce, republish, distribute, modify, or create derivative works from our content without written permission, except as permitted by law.

If you believe your copyrighted work appears here improperly, contact us at [your email] with details.

11) Acceptable use

You agree not to:

  • Use the Site for unlawful purposes

  • Attempt to gain unauthorized access to the Site or its systems

  • Interfere with Site performance or security

  • Submit malicious code, spam, or abusive content

  • Misrepresent your identity or affiliation

We may restrict access to the Site if we believe you are violating these Terms.

12) Disclaimers

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, secure, or error-free.

13) Limitation of liability

To the maximum extent permitted by law, SebFrey.com and its operators will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site.

Our total liability for any claim related to the Site will not exceed the amount you paid us to use the Site (if any) during the 12 months before the claim arose.

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

14) Indemnification

You agree to indemnify and hold harmless SebFrey.com and its operators from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another.

15) Changes to these Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new effective date. Your continued use of the Site after changes are posted means you accept the revised Terms.

16) Governing law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes will be handled in the state or federal courts located in Santa Clara County, California, unless otherwise required by law.

17) Contact

If you have questions about these Terms, contact:

Sebastian "Seb" Frey

SebFrey.com

Email: sebfrey at sebfrey.com

Phone: 408-413-3087

Office: 750 University Ave, Los Gatos, CA 95032