Compass Market Ready Concierge
Get your home ready to sell, and pay for it when it sells. After years in a home you love, a little refresh can make a big difference in what buyers are willing to pay. Eligible Compass sellers can access up to $75,000 for staging, painting, repairs, moving and more, with nothing due until closing.
Your home has a lot of value. It's just not in your checking account.
Most of the longtime homeowners I work with have wonderful homes that were last updated a couple of decades ago. The equity is there, but it's tied up in the house, and nobody wants to drain their savings or take out a new loan just to repaint and replace worn carpet before they move.
Here in Silicon Valley, buyers pay a real premium for homes that feel fresh and move-in ready, and they tend to discount heavily for anything that looks like a project. Market Ready Concierge closes that gap. You can make the improvements that matter, list with confidence, and settle up from the proceeds when the sale closes.
The homes that sell best aren't always the newest. They're the ones that look cared for. This program lets my sellers put their best foot forward without writing a big check first.
Seb Frey, Broker Associate, Compass
The projects that help homes sell
Where the funds can go
Staging
Furniture and styling that help buyers picture themselves living there. It's one of the most reliable ways to make a home photograph and show at its best.
Painting
Fresh, neutral paint inside and out. It's often the best return you'll get on a modest spend, and it makes every room feel brighter.
Repairs
Taking care of the items that tend to come up in inspections before a buyer ever sees them, so there are fewer surprises in escrow.
Flooring and Landscaping
Replacing tired carpet, refinishing hardwood that's seen a lot of living, and sprucing up the yard so the first impression starts at the curb.
Cleaning and Decluttering
Deep cleaning, hauling and clearing out so every room feels open. After decades in one home, this step alone can transform how it shows.
Moving
Help with the move itself, so the transition feels lighter on you and your family and the timeline stays on track.
How Market Ready Concierge works
Three simple steps, and I'll be with you through each one, from deciding what's worth doing to getting your home on the market.
1. Apply
Once we've agreed to work together on your listing with Compass, you complete a short online application with Notable, the program's lending partner. It only takes a couple of minutes.
2. Get funded and get to work
If you're approved, funds are available to pay for your projects up front. We'll prioritize the improvements that will matter most to buyers in your neighborhood.
3. Repay at closing
When your home sells, the loan, interest and fees are paid from your sale proceeds through escrow, so you're not scrambling to cover costs along the way.
A quick look at eligibility
Approval is handled by Notable and depends on your credit, your equity and a few other factors. Here's the general picture so you know what to expect before we talk.
- Up to 10% of your list price, with a program maximum of $75,000.
- A 680 or higher FICO score for amounts up to $50,000.
- A 780 or higher FICO score for amounts over $50,000.
- At least approximately 20% equity in your home.
- A Compass listing, since the program is tied to your listing agreement.
- Interest and fees apply. An origination fee applies and interest accrues until the loan is repaid.
An example
On a home listed at $600,000, 10% would be $60,000. On a home listed at $1,500,000, 10% would be $150,000, so the amount would be capped at the $75,000 program maximum. Your actual amount may vary based on credit and other factors.
Helping Mom or Dad get ready to move?
So many of the families I work with are managing a parent's move from a distance, and the question of who pays for the pre-sale work can get complicated fast. Market Ready Concierge can take that pressure off. The costs are covered up front and repaid from the home's own sale, so siblings aren't fronting money and your parent's savings stay intact for the next chapter.
I coordinate with you, your parent and any trusted advisors, and I help keep the projects on the timeline the move requires. Repayment happens through escrow, clearly and simply, so there's nothing to sort out among the family later.
Let's talk about your home
Every house and every family is different. Give me a call at 408.413.3087 and we'll walk through what your home might need, what it could be worth afterward, and whether Market Ready Concierge is a good fit.
Ready to see if you qualify?
The application takes just a couple of minutes, and there's nothing due upfront. If you haven't listed with me yet, let's talk first so we can plan the right projects together.
Important program details
Up to 10% of list price allowed for loan; capped at the $75k max. Loan amount may vary depending on FICO and other factors. A minimum of 680 FICO score for loans up to $50,000; and a minimum FICO score of 780 for loans over $50,000; seller must have at least approximately 20% equity in the home.
Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your seller's home, termination or expiration of your seller's listing agreement, suspension of the loan, loan acceleration or twelve months after loan origination, whichever is sooner. Notwithstanding the Loan Repayment Date in the loan agreement, an origination fee will apply, and interest will continue to accrue until the loan is repaid in full. Subject to the terms of your seller's loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms).
Rules & Exclusions apply. No guarantees or warranty of results are provided. Subject to additional terms and conditions. Interest may apply. All property enhancement services are provided by the applicable service providers.
The Market Ready Concierge loan program is provided by Notable, a company engaged through a services agreement with affiliated companies of Compass International Holdings. Compass International Holdings is the ultimate parent company of the listing brokerage, and of the franchisors who are making the offering available to franchisee members of their networks. Market Ready Concierge loans are provided by Notable and made by either Notable Finance, LLC (NMLS# 1824748), an affiliated lender of Notable, or Quorum Federal Credit Union. Notable Finance, LLC loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. Neither Compass International Holdings, nor any of its respective franchisees, affiliated brokerages, or affiliated companies, is providing loans, or any property enhancement product or service in connection with the Market Ready Concierge program. Fees or interest may apply. Subject to the terms of your seller's loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms). This information is provided for informational purposes only and is not a solicitation, recommendation, offer or promise to provide services. Neither Compass International Holdings nor its affiliated brokerages, franchisees or affiliated companies are offering legal, financial or other professional advice.
Seb Frey, Broker Associate, Compass. CA DRE# 01369847. 750 University Ave, Los Gatos, CA 95032.