What Credit Score Do You Need for a Mortgage?

According todata from the most recentOriginationInsightReportbyEllie Mae, the average FICOscore on closed loans reached 753 in February. As lending standards havetightenedrecently, many are concerned over…

Billions, Trillions and a House in Santa Cruz

I should have just sat there and watched as my hard-earned dollars evaporated, sucked it up, been a man, and lost all that cash, the…

Mortgages for More than just Spring Chickens

As all of the housing forces come together, rather strange results surface from time to time. The newest is relatively unprecedented, with Americans of retirement-age…

Pre-Qualification, Pre-Approval – what’s the difference?

There's a big difference, and if you are looking to scoop up some real estate in today's rocky credit market , it's important to know…