Why the Fed Rate Cut Doesn’t Mean What You Think it Does

now you have no doubt heard the news: the Federal Reserve dropped their overnight lending rate by 0.5% (or fifty basis points, as the cool…

Opportunities and Risks of an Interest-Only Mortgage in Santa Cruz: A Comprehensive Guide for Home Buyers

Purchasing a home is a significant milestone in anyone's life, and it often comes with the need for a mortgage. When exploring mortgage options, one…

Next up: 8% Mortgage Rates?

Date Published: August 17, 2023Once again, surging mortgage rates are much in the news, and they're quite the topic of chatter around the water cooler…

Home Sales Surge!

Well folks, it seems that the sky isn't falling quite yet! It's all over the internet, and probably TV screens and newspapers, too: Home Sales…

Fixed-Rate vs Adjustable-Rate Mortgage: Exploring the Best Option for Silicon Valley Homebuyers

If you're considering buying a home in Silicon Valley, choosing the right mortgage product is crucial. With the fast-paced real estate market and fluctuating interest…

Why are mortgage rates STILL so high?

! Economic indicators have been a bit challenging lately, especially since the fall selling season started. Vexingly, interest rates have been on the rise since…

What Donald Trump’s Victory Means for Your Home’s Value

https://www.youtube.com/watch?v=aKhyjmE-gP4Donald Trump and Your Home's ValueGiven the media coverage and all the polling predicting a narrow but solid victory for Hillary Clinton, many in California…

Rates hit 2.5 Year High

Well folks, many of you have been waiting for the shoe to drop, and right now it may be getting ready, finally, to do so!…