The Family Mortgage Playbook: Using Family Money to Buy Real Estate
Baby Boomers hold more than half of all U.S. household wealth, much of it tied up in home equity, retirement accounts, and cash. That adds…
Category: Mortgage
The Ultimate Guide to Reverse Mortgages: What You Need to Know Before You Decide
mortgages have become an increasingly discussed option for Bay Area homeowners in or near retirement who are looking to tap into the equity of their…
Why the Fed Rate Cut Doesn’t Mean What You Think it Does
now you have no doubt heard the news: the Federal Reserve dropped their overnight lending rate by 0.5% (or fifty basis points, as the cool…
Bridge Loans for Bay Area Real Estate Purchases
In the complex landscape of real estate transactions, bridge loans emerge as a formidable tool for homebuyers and investors alike. These short-term loans are a…
Victor Romero Sums Up the Mortgage Business
this interview I speak with Victor Romero, a residential mortgage loan broker with 11 years of experience. They discuss Victor's journey into the mortgage industry,…
What Bay Area Tech Workers Need to Know About Mortgages Using RSUs, Stocks, and Creative Financing
a home in the Bay Area is never “simple.” Add in the fact that most Silicon Valley tech professionals don’t get paid like traditional W-2…
Staying in Your Home Without a Reverse Mortgage: Smarter Ways to Unlock Your Equity
you’re like many older homeowners here in Silicon Valley—or across the country, for that matter—you’ve probably had the thought: “I love my home, and I’d…
Owner Financing in the Bay Area
In the realm of real estate transactions, owner financing, also known as seller financing, has emerged as an intriguing alternative to traditional mortgage lending for…
Fixed-Rate vs Adjustable-Rate Mortgage: Exploring the Best Option for Silicon Valley Homebuyers
If you're considering buying a home in Silicon Valley, choosing the right mortgage product is crucial. With the fast-paced real estate market and fluctuating interest…