The Ultimate Guide to Buying a Home in California with a Reverse Mortgage Purchase Loan

Key takeawaysA reverse mortgage purchase loan lets buyers 62+ buy a new home with no required monthly mortgage payments, using a large down payment plus…

What Bay Area Tech Workers Need to Know About Mortgages Using RSUs, Stocks, and Creative Financing

Key takeaways For Bay Area tech workers, the biggest mortgage challenge isn’t income—it’s how lenders interpret RSUs, stock compensation, bonuses, and fluctuating pay when calculating…

Staying in Your Home Without a Reverse Mortgage: Smarter Ways to Unlock Your Equity

you’re like many older homeowners here in Silicon Valley—or across the country, for that matter—you’ve probably had the thought: “I love my home, and I’d…

Buy Before You Sell Bridge Financing for Bay Area Homeowners

Key takeaways “Buy before you sell” is often possible in the Bay Area because many homeowners have substantial equity—but the real challenge is cash flow…

Owner Financing in the Bay Area

In the realm of real estate transactions, owner financing, also known as seller financing, has emerged as an intriguing alternative to traditional mortgage lending for…

The Family Mortgage Playbook: Using Family Money to Buy Real Estate

Baby Boomers hold more than half of all U.S. household wealth, much of it tied up in home equity, retirement accounts, and cash. That adds…

The Quick Guide to Reverse Mortgages for Bay Area Seniors

mortgages have become an increasingly discussed option for Bay Area homeowners in or near retirement who are looking to tap into the equity of their…

Why the Fed Rate Cut Doesn’t Mean What You Think it Does

now you have no doubt heard the news: the Federal Reserve dropped their overnight lending rate by 0.5% (or fifty basis points, as the cool…

Bridge Loans for Bay Area Real Estate Purchases

Key takeaways Bridge loans are short-term financing tools that let Bay Area homeowners unlock equity from their current home so they can purchase a new…

Victor Romero Sums Up the Mortgage Business

this interview I speak with Victor Romero, a residential mortgage loan broker with 11 years of experience. They discuss Victor's journey into the mortgage industry,…

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