Next up: 8% Mortgage Rates?

Date Published:  August 17, 2023Once again, surging mortgage rates are much in the news, and they're quite the topic of chatter around the water cooler…

What Are the Benefits of a 20% Down Payment?

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down…

Loan Modification Video

Watch this informative loan modification video and learn how you can get your bank to give you a loan modification. While many people who do…

Seller Rate Buy Down

You've heard it time and again: rising interest rates are going to cause housing price growth to stall, or even worse, retreat. You may have…

What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over…

What Donald Trump’s Victory Means for Your Home’s Value

https://www.youtube.com/watch?v=aKhyjmE-gP4Donald Trump and Your Home's ValueGiven the media coverage and all the polling predicting a narrow but solid victory for Hillary Clinton, many in California…

Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage

But I digress. :) Rick had come to my office so we could discuss the FHA Energy Efficient Mortgage program, and how it can be…