Sell Now or Let the Kids Inherit? The Capital Gains Math for Older Silicon Valley Homeowners
Selling a long-held Silicon Valley home during life vs. holding it for the stepped-up basis: a Mountain View example, the real costs of holding, and…
Tag: taxes
Should You Gift the House to Your Child Before Death? Prop 19 vs. the Step-Up
Why deeding a Silicon Valley home to a child during life to use Prop 19 can cost far more in capital gains, with a Sunnyvale…
The Net Investment Income Tax: The 3.8% Surtax That Blindsides Bay Area Home Sellers
So let's talk about a tax that most people have never heard of until the year it costs them tens of thousands of dollars. It's…
California Prop 19 for Seniors: Your Complete Explainer
Updated October 2026 takeawaysProp 19 allows California homeowners 55+ to transfer their Prop 13 property tax base to a replacement home anywhere in the state,…
The More Homes on the Market Act: Why This Proposed Tax Change Could Matter for Long-Time Bay Area Homeowners
Key takeawaysThe More Homes on the Market Act would raise the federal capital gains exclusion on the sale of a primary residence from $250,000 to…
Prop 19 Explained: What California’s Property Tax Rules Mean for Silicon Valley Families
Prop 19 explained with real San Jose numbers: the parent-child exclusion and $1,044,586 cap, the 55-plus base-year transfer, BOE-19-P and BOE-19-B forms, and deadlines.
The Community Property Double Step-Up: How California Widows and Widowers Can Sell With Little or No Tax
How the community property step-up can erase capital gains for a surviving spouse in California, a Los Altos example, and the joint tenancy title trap…
A Quick Guide to Capital Gains Tax When Selling a Silicon Valley Home You’ve Owned for 30+ Years
takeawaysIf you've owned your Silicon Valley home for decades, you may be sitting on millions in unrealized capital gain, and understanding the tax implications is…
Jimmy Panetta’s March 2026 Remarks About His More Homes On The Market Act
courtesy of Tracy Thu Nguyen, Golden Summit WealthEarlier this week I had the chance to hear Congressman Jimmy Panetta speak at the Evergreen Rotary Club…
How Bay Area Property Owners Can Defer Taxes and Earn Passive Income via Section 721 Exchange
If you’re like many Bay Area real estate investors, you’ve probably owned your rental property for years—maybe even decades. And thanks to the skyrocketing appreciation…