What Are the Benefits of a 20% Down Payment?
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down…
Category: Mortgage
Loan Modification Video
Watch this informative loan modification video and learn how you can get your bank to give you a loan modification. While many people who do…
San Jose, CA FHA Mortgage Limits 2016
The Federal Housing Administration (FHA) reviews their mortgage limits on an annual basis. If you're buying a home in 2016 and intend to use a…
The CalSTRS Program in Santa Cruz County
OK so the video we're cranking out isn't up to national network broadcast quality, but that's some of the appeal. ... Peter stopped by at…
Interest Rates Plunge for Homes in Santa Cruz
The hypocrisy kind of makes me sick - they're all for government intervention to help out the banks and whatnot, but when it comes to…
What Donald Trump’s Victory Means for Your Home’s Value
https://www.youtube.com/watch?v=aKhyjmE-gP4Donald Trump and Your Home's ValueGiven the media coverage and all the polling predicting a narrow but solid victory for Hillary Clinton, many in California…
Revised Mortgage Disclosure Documents
Mortgage disclosure documents have gone through tremendous change recently with the new TRID forms. There have always been several disclosure forms when applying for a mortgage,…
Mortgages for More than just Spring Chickens
As all of the housing forces come together, rather strange results surface from time to time. The newest is relatively unprecedented, with Americans of retirement-age…
Santa Cruz Conforming Loan Limit 2009
Of course, the reverse was true on the way up - ridiculously easy credit , liar loans , lax underwriting standards , and mortgage fraud…
Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage
But I digress. :) Rick had come to my office so we could discuss the FHA Energy Efficient Mortgage program, and how it can be…