Santa Cruz Conforming Loan Limit 2009
Of course, the reverse was true on the way up - ridiculously easy credit , liar loans , lax underwriting standards , and mortgage fraud…
Category: Mortgage
Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage
But I digress. :) Rick had come to my office so we could discuss the FHA Energy Efficient Mortgage program, and how it can be…
Pre-Qualification, Pre-Approval – what’s the difference?
There's a big difference, and if you are looking to scoop up some real estate in today's rocky credit market , it's important to know…
Santa Cruz Gets Highest FHA Loan Limit – $729,750
Counties that get the $729,750 maximum for FHA loans are likely to get that same level for Fannie and Freddie mortgages, experts said. ... In…
Mortgage Accelerators
There's a fancy new loan product that's come to town: Mortgage Accelerators. I've heard about them from a couple of different loan brokers now, but…
Interest Rates Plunge for Homes in Santa Cruz
The hypocrisy kind of makes me sick - they're all for government intervention to help out the banks and whatnot, but when it comes to…
I’d like to point something out
Or, rather, he loves it when the seller pays the discount points, although it's all pretty much the same thing, since it's your money (the…
FHA Loans come to Santa Cruz
There's a little space on the California Residential Purchase Agreement form under the "financing" section to specify whether or not you're using an FHA loan,…
Time for a Mortgage Meltdown
I was at a pretty stressful signing yesterday. I'm in a deal where the buyers are taking out a pretty large pair of loans (totaling…
Seller Rate Buy Down
You've heard it time and again: rising interest rates are going to cause housing price growth to stall, or even worse, retreat. You may have…