San Jose, CA FHA Mortgage Limits 2016

The Federal Housing Administration (FHA) reviews their mortgage limits on an annual basis. If you're buying a home in 2016 and intend to use a…

The CalSTRS Program in Santa Cruz County

OK so the video we're cranking out isn't up to national network broadcast quality, but that's some of the appeal. ... Peter stopped by at…

Interest Rates Plunge for Homes in Santa Cruz

The hypocrisy kind of makes me sick - they're all for government intervention to help out the banks and whatnot, but when it comes to…

I’d like to point something out

Or, rather, he loves it when the seller pays the discount points, although it's all pretty much the same thing, since it's your money (the…

FHA Loans come to Santa Cruz

There's a little space on the California Residential Purchase Agreement form under the "financing" section to specify whether or not you're using an FHA loan,…

Mortgages for More than just Spring Chickens

As all of the housing forces come together, rather strange results surface from time to time. The newest is relatively unprecedented, with Americans of retirement-age…

Santa Cruz Conforming Loan Limit 2009

Of course, the reverse was true on the way up - ridiculously easy credit , liar loans , lax underwriting standards , and mortgage fraud…

Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage

But I digress. :) Rick had come to my office so we could discuss the FHA Energy Efficient Mortgage program, and how it can be…

Pre-Qualification, Pre-Approval – what’s the difference?

There's a big difference, and if you are looking to scoop up some real estate in today's rocky credit market , it's important to know…

Santa Cruz Gets Highest FHA Loan Limit – $729,750

Counties that get the $729,750 maximum for FHA loans are likely to get that same level for Fannie and Freddie mortgages, experts said. ... In…