Revised Mortgage Disclosure Documents
Mortgage disclosure documents have gone through tremendous change recently with the new TRID forms. There have always been several disclosure forms when applying for a mortgage,…
Category: Mortgage
Mortgages for More than just Spring Chickens
As all of the housing forces come together, rather strange results surface from time to time. The newest is relatively unprecedented, with Americans of retirement-age…
Santa Cruz Conforming Loan Limit 2009
Of course, the reverse was true on the way up - ridiculously easy credit , liar loans , lax underwriting standards , and mortgage fraud…
Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage
But I digress. :) Rick had come to my office so we could discuss the FHA Energy Efficient Mortgage program, and how it can be…
Pre-Qualification, Pre-Approval – what’s the difference?
There's a big difference, and if you are looking to scoop up some real estate in today's rocky credit market , it's important to know…
San Jose, CA FHA Mortgage Limits 2016
The Federal Housing Administration (FHA) reviews their mortgage limits on an annual basis. If you're buying a home in 2016 and intend to use a…
The CalSTRS Program in Santa Cruz County
OK so the video we're cranking out isn't up to national network broadcast quality, but that's some of the appeal. ... Peter stopped by at…
Interest Rates Plunge for Homes in Santa Cruz
The hypocrisy kind of makes me sick - they're all for government intervention to help out the banks and whatnot, but when it comes to…
I’d like to point something out
Or, rather, he loves it when the seller pays the discount points, although it's all pretty much the same thing, since it's your money (the…
FHA Loans come to Santa Cruz
There's a little space on the California Residential Purchase Agreement form under the "financing" section to specify whether or not you're using an FHA loan,…