Interest Rates Plunge for Homes in Santa Cruz

In case you haven't heard, over the weekend the free-markete…

I’d like to point something out

I don't want you to get the wrong idea - my trip to Las Vega…

FHA Loans come to Santa Cruz

What do Appalachia and Santa Cruz have in common? I've never…

Time for a Mortgage Meltdown

I was at a pretty stressful signing yesterday. I'm in a deal…

Seller Rate Buy Down

You've heard it time and again: rising interest rates are go…

Santa Cruz Fixer Uppers and the FHA 203K/Energy Efficient Mortgage

I sat down for a meeting today with Rick Williams - he's a m…

Pre-Qualification, Pre-Approval – what’s the difference?

To be, or not to be, that's is the question. To pre-qualify,…

Santa Cruz Gets Highest FHA Loan Limit – $729,750

Step away from the precipice, folks, no need to jump off the…

Mortgage Accelerators

There's a fancy new loan product that's come to town:  Mort…

Rates hit 2.5 Year High

Well folks, many of you have been waiting for the shoe to dr…